Bourne Wong
Principal Advisor
Specialist in bespoke lending strategies, complex debt structuring, and high-touch client management across private banking tiers.
- Registered Financial Adviser
- Direct line: 021 321 143
Elevated Financial Advisory
Our Founder
Guided by experience.
After working in the financial sector for over a decade alongside premier banking institutions, Bourne Wong established MIK Solutions to provide a higher standard of personalized advisory.
Having purchased and paid off his own home in his early 30s using meticulous loan structures, Bourne understands first-hand the roadmap required to build a property portfolio and safeguard it against market volatility.
At MIK Solutions, our philosophy is simple: we believe that holistic financial advice shouldn't be fragmented. By integrating your property lending, insurance risk management, and KiwiSaver wealth strategies, we ensure every aspect of your financial life works in harmony to achieve your long-term goals.
Our Services
Comprehensive Advisory
Our expertise spans the three essential pillars of personal finance, giving you a single, trusted point of contact for your entire wealth and risk management journey.
Mortgage Lending
From first-home buyers to seasoned property investors and complex construction loans, we structure your debt to minimize interest and maximize your leveraging power. We negotiate with the banks so you don't have to.
Risk Management
Building wealth is only half the equation; protecting it is the other. We design bespoke Life, Trauma, Income Protection, and Health insurance packages tailored to safeguard your family's lifestyle against the unexpected.
KiwiSaver Strategy
Your KiwiSaver is a critical component of your long-term wealth and retirement planning. We provide active advice to ensure your fund selection aligns with your timeline, risk profile, and ultimate financial goals.
Client Commitment
Local knowledge. National excellence.
While our physical presence spans across Auckland and the Bay of Plenty, our advisory capabilities extend to clients nationwide. We understand the nuances of local property markets, from fast-paced Auckland developments to the growing coastal regions of Tauranga.
We pride ourselves on being relationship-led. We are not transactional brokers; we are your long-term financial partners. When you work with MIK Solutions, you gain a dedicated advisory team that continuously reviews and optimizes your financial structure as your life evolves.
- Independent, tailored advice
- Decades of combined industry experience
- Continuous ongoing support and annual reviews
Our Impact
Measured by outcomes.
We benchmark every recommendation against tangible results. Here is a snapshot of how our advice has translated into real-world impact over the past 24 months.
Average interest saved
$18k
Negotiated through refinance restructures and proactive rate reviews for existing clients.
Client retention
97%
Annual review cadence and fast-response service keep our client relationships enduring.
Claims approved
100%
Every insurance claim lodged through MIK Solutions in the last year has been accepted.
KiwiSaver uplift
+21%
Average projected retirement balance improvement after fund selection and contribution tweaks.
Our Team
Leadership you can call.
We are a boutique firm by design. Every client has direct access to senior decision-makers who stay close to the details of each structure.
Talia Rivers
Risk & Insurance Lead
Designs layered protection plans, manages underwriting negotiations, and handholds clients through claims to keep stress minimal.
- Former insurer senior underwriter
- talia@miksolutions.co.nz
Isaac Patel
Operations & KiwiSaver Specialist
Oversees client onboarding, compliance, and KiwiSaver portfolio reviews to keep every plan aligned with its strategic objective.
- Chartered Manager (CMgr)
- Based in Tauranga
Our Process
A clear engagement model.
Our process is built around proactive communication and measurable milestones. You will always know what we are working on and what to expect next.
Step 01 · Discovery & Audit
We collect documents, scan your lending and cover, and map short- and medium-term objectives so every recommendation is anchored to a measurable goal.
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Step 02 · Design & Negotiation
Side-by-side scenarios, lender quotes, and insurer terms are prepared before we present a fully costed solution for approval.
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Step 03 · Implementation
We coordinate solicitors, valuers, and providers, keeping you informed at every milestone until each structure is live.
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Step 04 · Review & Maintain
Annual (or ad-hoc) reviews ensure your lending, cover, and KiwiSaver remain optimized as markets move and life evolves.
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